Matt Beard, Director/Financial Adviser
Tel.
Email. matthew.beardbeardandcoles.co.uk
Chris Downham, Director/Financial Adviser
Tel.
Email. chris.downhambeardandcoles.co.uk
Mike Cox, Director/Risk Management
Tel.
Email. mcox.igicloud.com
Keith Hulbert, Operations Manager
Tel.
Email. keith.hulbertbeardandcoles.co.uk
Lawrence Belcher, Financial Adviser
Tel.
Email. lawrence.belcherbeardandcoles.co.uk
Robert Bowsher, Financial Adviser
Tel.
Email. bob.bowsherbeardandcoles.co.uk
Russell Chandler, Financial Adviser
Tel.
Email. russell.chandlerbeardandcoles.co.uk
Nick Compton, Financial Adviser
Tel.
Email. nick.comptonbeardandcoles.co.uk
Martyn Fisher, Financial Adviser
Tel.
Email. martyn.fisherbeardandcoles.co.uk
Mark Ilbrey, Mortgage Adviser
Tel.
Email. mark.ilbreygoldfs.co.uk
Gerald Lambourne, Financial Adviser
Tel.
Email. gerald.lambournebeardandcoles.co.uk
Chris Peters, Financial Adviser
Tel.
Email. chris.petersbeardandcoles.co.uk
Brin Rawlings, Financial Adviser
Tel.
Email. brin.rawlingsinspirefinancialpartners.co.uk

Personal Finance

MORE than half a million of Britain’s poorest pensioners are 'asset rich, cash poor' as they struggle along on the breadline despite owning their home, according to analysis of official figures today.
Suppliers have been told by the Government to try to install smart meters in all the UK’s 50 million homes and businesses by the end of 2020. If they fail to do enough, they face fines of up to £7 billion.
First Direct has unveiled a new, and somewhat unusual incentive to switch to its current account, including online self-development courses and travel booking vouchers.
Such mortgages would help those unable to clear interest-only debts, needing to take out mortgages to move in retirement, or even wanting to pass on an early inheritance.